Monday, February 17, 2014

IBPS Clerk 2014 Interview experience of SMRUTIDIP RAY from Bhubaneshwar, Odisha, B.tech (EEE)

Here is the interview experience of SMRUTIDIP RAY in his own words.

***INTERVIEW EXPERIENCE*** 
NAME - SMRUTIDIP RAY 
SCORE-125(GEN) 
CUT OFF- 110(GEN) 
QUALIFICATION-B.Tech (EEE) 
VENUE - BANK OF INDIA (BHUBANESWAR ZONAL OFFICE,ODISHA) 
TIME - 8.30 AM 
DATE-17/02/2014 

my serial no. of my panel was 25. so I have to wait for the last. panelists are really very cooperative & supporting a candidate a lot. hats off to them for their patience. they have no worriness, tiredness in their face. 
they ask very simple questions like that. 
01.tell me something abt urself & ur family background. 
me:answered 
02.functions of RBI. 
me:answered 
03.current rate of repo rate 
me: answered 
04.what is NPA? 
me:answered 
05.what is credit rating agency.give three examples. 
me:answered 
06.What is asset management company? 
me:could not able to answer. 
07.what is ur hobby? 
me:answered 

08.what is ur strength? 
me:answered. 
09.what is derivative?do u know anything about option? 
me:could not able to answer. 
10.what is KYC? 
me:answered. 
11.what is no frill account? 
me:answered. 
12.what is the full form of ATM & its functions. 
me:answered. 
13.what is cheque? validity of cheque. 
me:answered. 
14.what is draft? validity of draft. 
me:answered 
15.what is unbanked area? 
me:answered. 
16.what is stale cheque?do we change the date after the cheque is expired to make it again operative? 
me:answered. 
17.if we lost the draft issued by d bank,then what could we do? 
me:answered. 
18.why banking after B.Tech 
me: answered. 
19.Do banks suffer from recession?if yes,then how? 
me:answered. 
20.u have to wait for last.do u feel boring or tired? 
me:answered 
at last told me:"ALL THE BEST. GO WITH A BIG SMILE. U HAVE DONE EXCELLENT." 
what do u say friends from this experience?

Thank you very much SMRUTIDIP RAY for sharing your valuable experience which would be helpful to our readers. We wish him Good luck for the interview. Hope he get huge success in the interview and in future also.

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