Probationary
Officer (PO) in the bank is the starting level appointment for bank
officers. The PO have a one or two years probation period during which they are
given exposure to various important functions of the bank such as Loans &
Advances, Foreign exchange, Credit Rating, Treasury, Risk Management, IT,Marketing
etc.
A person selected for the post
of Probationary Officer may be assigned any or all of the activities listed
below:
General banking: Cheques
collection and clearance, issue of drafts, accepting term deposits, loan
processing, issuing debt securities, and several other banking activities
associated with maintenance of customer’s current and saving accounts.
House keeping & Supervisory functions:
Assigning duties to sub-ordinate bank staff for smooth running of bank’s
routine activities
Any other work assigned by the Bank
from time to time: Bank management can assign any other work to
a PO related with banking activity.
Probationary Officers not only have to acquaint themselves
with routine banking activities but also work for the increasing volume of new
banking activities such as online banking, insurance, asset management,
corporate banking, securities and investments to grab a bigger market share for
their respective banks.
There are lots of promotional avenues for people opting
career of a PO. After joining, one has to go through a one/two-year probation
period during which he has to make familiar with the working of various
departments, including general banking, loans processing, cash handling,
routine bank work such as bill collection, cheque clearances and loan
processing etc.
Their performance during probation period is a deciding
factor for their designation after completion of probation period. They have
possibilities of being promoted for the posts of Manager, Senior Manager,
Assistant General Manager (AGM), Deputy General Manager (DGM) in a public sector bank. After serving for four years, they
become eligible for the post of manager i.e. a scale II post.
However, qualifying departmental examinations or
examinations conducted by an approved agency such as Certified Associates of Indian Institute of Bankers (CAIIB) may
help them get promoted at the earliest possible date.
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Here’s one of the most common questions I get
ReplyDeletefrom students:
“How is cold email different from spam?”
Cold email and spam are polar opposites.
Here’s why…
Spam:
• Uses a fake name
• Doesn’t include contact information
• Isn’t personalized (the same email is sent to several
people)
• Isn’t meant to start a conversation; rather, it’s usually targeting a direct purchase.
• Has a commercial motive.
Spam is an example of a one-to-many email.
Can you see the difference?
This cold email does three things:
• It addresses the recipient directly.
• It has a highly specific and relevant request.
• And it mentions a common contact.
I’m not trying to push a product, or get anyone on the phone for a long conversation.
The real world equivalent of this email would be like saying, “Hi,” to a
friend of a friend you bumped into at a conference.
It’s not pushy.
It’s not annoying.
And it’s perfectly reasonable, as long as your call to action isn’t overly aggressive.
For example: “Buy my product!”
Sounds pushy, right?
But if you say: “Let’s get coffee sometime!”
That sounds a lot better.
Want a ‘sniff test’ for spam vs. cold email?
Before you send out a cold email, ask yourself:
Would I be comfortable saying this to someone I
met at a conference for the first time?
If the answer is no, then it’s likely spam. If the answer is
yes, then it’s a cold email.
Keep in mind that spam is illegal. Send too much spam
and you will run afoul of CAN SPAM laws.
Are you clear about whether an email falls under the CAN SPAM laws?
It can be tricky. So let me break it down:
As per FTC, all emails can contain three types of information:
• Commercial content, such as selling a product, promoting a sale,
etc.
• Relationship or transactional content, such as a
bank sending its customer a bank statement, an e-commerce
store sharing transaction details, or a blogger sending a
message to his list of subscribers.
• Other content, which can range from personal content to
mixed (relationship + commercial) content.
According to FTC’s regulations, the purpose of an email decides whether it needs to comply with spam laws.
If the email is primarily commercial – or is deemed to be so by the recipient – it has to comply with spam laws.
A well-crafted cold email might have a commercial tilt, but it also offers significant value.
Now, let’s get into how you can write amazing cold emails that convert!
Hi (recipient’s first name),
My name is (your first name), and I’m (title) at (company name).
We are currently offering (describe product/service).
This is just an educated stab in the dark, but based on your online profile,
you seem to be the right person to connect with.
Or, if not, maybe you can point me in the right direction?
I’d like to speak with someone from (company name) who’s responsible for
(position relevant to your product/service).
If that’s you, are you open to a 15-minute call on (specific time/date) to
discuss ways (service/product) can more
specifically help your business?
Or, if not you, can you please put me in touch with the right person?
I’d appreciate the help!
(Signature)